About Innocent Simion

  • Academic Level Bachelor's Degree
  • Age 23 - 27 Years
  • Salary 2018
  • Industry Insurance

About me

Visionary, leader, strong work ethics and a complete credit management personnel with a passion in credit collections and vast experience in the field of collections having dealt with individuals and large co-operations.  I seek to be part of a growing financial institution with a vision for growth and success to prove my skills, abilities and leadership qualities as well as investing in new knowledge.

Education

  • 2017 - 2017
    Midlands State Universitiy

    Bachelor of Commerce Honors Degree in Banking and Finance

    Provided me with the following abilities analyze financial aspects of financial and credit organization; carry out an analysis and make assessments of financial and economic risks; evaluate current , short- and long-term financial stability of the credit organization; provide corresponding normative and methodical documents credit organization’s business processes; Manage work groups for making short- and long-term financial policies and credit organizations’ development strategies.

Experience

  • 2020 - Present
    Local Authorities Pension Fund

    Contributions Compliance Officer

    • Managing the Fund's portfolio through collection of current contributions of $184 million monthly, arrear contributions and accrued interest currently at $624 million. • Contacting high level Local Authorities officials whose accounts are in arrears through written correspondences and telephone calls. • Preparing statements, receiving payments, initiating additional collection proceeds and diligent record keeping of all verbal and written communications. • Communicating with the Fund's Lawyers regarding Local Authorities handed over to the courts seeking favourable judgment. • Assessing and making recommendations regarding collection strategies employed by the Fund. • Managing payment plans and preparation of daily, weekly and monthly credit reports for onward submission to the Chief Executive. • Conducting on site visits to all member Local Authorities with the objective of improving collections of contributions. • Providing quick solutions to issues affecting contributions collection.

  • 2017 - 2020
    KCI Microfinance

    Recoveries Officer

    • Developed loan recovery strategies and executed collection and recovery strategies and ensured appropriate actions are taken in order to obtain full recovery. • Undertook appropriate enforcement actions using legal remedies and negotiation skills to improve collection rates. • Ensured effective and efficient repossession and disposal processes and secured storage facilities at the same time realised any attributable security on assigned accounts. • Enforced effective recovery strategies to recover money on assigned non-performing loans and written off accounts either in-house or by out-sourcing. • Established customer tracing procedures on all absconding clients. • Built and maintained rapport with delinquent clients at the same time ensuring timeous loan repayment. • Rendition of periodic reports on allocated NPLs and written off accounts. • Implemented the KCI Microfinance Debt Management Radar System. • Registered all bad debtors with Financial Credit Bureau and Credit Registry.

Expertise

Customer Service
Credit Collections
credit reports
Payment Plans
Credit Litigation

Languages

English
Proficient
Shona
Proficient
Ndebele
Proficient

Skills